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Upon completion, providers of financial services may contact you to discuss your specific situation. Our service is free, however lenders and other service providers may charge you for their services. Available rates and terms are subject to change daily without notice.

BeWiseNetwork.com is not acting as a lender or a broker ("Service Provider"). The information provided by you to BeWiseNetwork.com is not an application for a mortgage loan nor is it used to pre-qualify you with any lender. Service Providers, who participate in our matching engine, may have loan products available matching the criteria you submit via our forms. If you are contacted by Service Providers, advertising within our partner network, your quoted rate may be higher, depending on your property location, credit score, debt-to-income ratio, loan-to-value ratio, and other factors. BeWiseNetwork.com does not guarantee that the rates or terms offered and made available by participating Service Providers are the lowest rates available in the market or the best terms available; not all Service Providers in our network offer the products that we advertise. Completing our forms does not obligate you to purchase a service or product from the providers, nor does it obligate a provider to offer to you any particular service about which you may have inquired. Available rates and terms are subject to change daily without notice. Address 909 N Pacific Coast Highway, Suite 300, El Segundo, CA 90245.

Privacy Policy / Terms of Use

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If you have any questions or suggestions regarding our privacy policy, please contact us at:

ATTN: bewisenetwork.com
909 N. Pacific Coast Highway
Suite 300
El Segundo, CA 90245

Special Notification for California Residents

Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes. Such requests must be submitted to us at the following mailing address:

ATTN: bewisenetwork.com
909 N. Pacific Coast Highway
Suite 300
El Segundo, CA 90245

This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.

DISCLOSURES

This site is operated by Identity and Credit Services, Inc., a Delaware Corporation with its corporate headquarters in El Segundo, California ("IDCS"). IDCS operates personal finance websites designed to help users get access to their credit, income and employment information and may put users in touch with licensed mortgage brokers, licensed mortgage lenders, banks and other providers of financial services (collectively, “service providers”).

BeWise Network obtains credit information used to prepare Credit Reports from the three national credit repositories (Equifax, Experian, TransUnion, collectively, the “CRA Repositories”). The Credit Reports BeWise provides are intended to furnish you with information that you may not otherwise have readily available to you, but should not be relied upon for important personal and financial decisions. You should consult your own professional adviser for specific advice tailored to your personal situation.

Consumers should rely on their own judgment in deciding which available loan product best suits their needs and financial means. Consumers are not charged a fee to use Wisdom services and are under no obligation to use IDCS to commence the financing process and IDCS does not guarantee that completing a loan quote request will result in your receiving a loan from a service provider. IDCS receives its compensation from the service providers for the goods, facilities and services actually provided by IDCS.

IDCS does not endorse, warrant or guarantee service or products of any service provider and does not guarantee and makes no representation regarding any rates, points and loan programs offered or advertised by service providers. All information is subject to change without notice. IDCS shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained by consumers from our service providers, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating lender or broker will make any loan for any purpose or on any specific terms.

The loan quote request a consumer submits is NOT an application for credit. Rather, it is a request for a loan quotation.

Identity and Credit Services, Inc.

909 N. Pacific Coast Highway
Suite 300
El Segundo, CA 90245