DISCLOSURES
This site is operated by Identity and Credit Services, Inc., a Delaware Corporation with its corporate headquarters in El Segundo, California ("IDCS"). IDCS operates personal finance websites designed to help users get access to their credit, income and employment information and may put users in touch with licensed mortgage brokers, licensed mortgage lenders, banks and other providers of financial services (collectively, “service providers”).
BeWise Network obtains credit information used to prepare Credit Reports from the three national credit repositories (Equifax, Experian, TransUnion, collectively, the “CRA Repositories”). The Credit Reports BeWise provides are intended to furnish you with information that you may not otherwise have readily available to you, but should not be relied upon for important personal and financial decisions. You should consult your own professional adviser for specific advice tailored to your personal situation.
Consumers should rely on their own judgment in deciding which available loan product best suits their needs and financial means. Consumers are not charged a fee to use Wisdom services and are under no obligation to use IDCS to commence the financing process and IDCS does not guarantee that completing a loan quote request will result in your receiving a loan from a service provider. IDCS receives its compensation from the service providers for the goods, facilities and services actually provided by IDCS.
IDCS does not endorse, warrant or guarantee service or products of any service provider and does not guarantee and makes no representation regarding any rates, points and loan programs offered or advertised by service providers. All information is subject to change without notice. IDCS shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained by consumers from our service providers, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating lender or broker will make any loan for any purpose or on any specific terms.
The loan quote request a consumer submits is NOT an application for credit. Rather, it is a request for a loan quotation.
Identity and Credit Services, Inc.
909 N. Pacific Coast Highway
Suite 300
El Segundo, CA 90245
